The more money you make, the more colleges charge you.
It’s not uncommon for colleges to offer students scholarships based on academics. However, most “scholarships” are actually discounts, reducing the cost of tuition based on a student’s expected family contribution.
Understandably, higher-income families get less access to government grants, so the only type of financial aid available to them comes in the form of borrowed money (i.e. student loans). Colleges’ intentions to charge higher tuition rates while also denying interest-free aid places a heavy burden on these students and traps them in the Debt Zone.